What do you get when choosing Ahmed as your Mortgage Advisor?
Trust
You know what I know. My policy is based on full transparency to help my clients get the best possible outcome. I will compare every loan option with you and find a mortgage product tailored to your needs.
Savings
I will provide you with detailed analysis on each scenario you decide to go with and that way you know exactly what to expect. By running the numbers for you, you will have an easy way of comparing your options.
Confidence
My goal is to make you confident about your choice knowing that there are no better alternatives. A mortgage loan will stay with you for years so my job is to make sure that you fall asleep at night feeling happy knowing that you made the right mortgage choice.
Why work with a MortgagePal broker instead of a bank?
Having an advisor advantage
Helping you understand
At MortgagePal, a mortgage broker will work with you one-on-one to help you understand the mortgage application process from start to finish. We will act in your best interest and will evaluate your needs. On the other hand, a person working at the bank will be biased to get the bank more profit than saving you money. When you borrow money to purchase a house, there are more things involved than just the interest rate. For example, what happens if you decide to sell during the mortgage term? What are the penalty terms? Are you able to make additional payments to help pay down the loan faster?
A MortgagePal broker will explain to you all the options and help you make a better-informed decision. We will get you the best loan terms that align with your financial future goals.
Lower Interest Rate
Saving you money
At MortgagePal, a broker not only helps you find the best rate but also the best mortgage option. By choosing a lower rate that the bank does not have access to, it will result in saving you thousands of dollars down the road.
We have access to dozens of lenders and mortgage products that you might not find at your local bank. Also, at MortgagePal, we have the ability to negotiate with multiple lenders so that you can get the most favourable interest rate and terms.
Convenient
Saving you time
A MortgagePal broker will help gather and organize all the necessary documents for you and submit them to the lender for processing. The application is done online and you can submit documents yourself anywhere and anytime so you won’t have to waste time waiting in line at the local bank.
This will save you a lot of time because you do not have to visit each bank and shop for a rate. Or instead of sending multiple applications to multiple lenders, our mortgage broker will do all the work for you. The best part is that all this search is at no cost to you because the mortgage broker is compensated by the lender.